Cat requirements had been set because of the government to symbolize that a financial item, ordinarily an ISA, met particular criteria on costs, Access and Terms. The requirements diverse according to the product. The reality that a financial item offered by an institution had a CAT mark had not been a warranty of the performance or a recommendation because of the federal government. It simply indicated so it satisfied the objective criteria. Equally the lack of a CAT mark did not suggest it must be prevented. They were abolished in 2005.