meaning of canine liability exclusion

canine liability exclusion meaning in Insurance Dictionary

A homeowners plan exclusion that precludes personal responsibility and medical payment losings for canines described into the recommendation schedule which can be owned by or in the treatment, custody, or control over an insured. It especially excludes actual injury or property harm arising from direct real experience of the explained canine. The necessity for this recommendation arose because numerous insurers had been hesitant to insure homeowners whom owned or had control of specific breeds of puppies they considered aggressive, like chows, Doberman pinschers, Rottweilers, husky kinds, malamutes, German shepherds, pit bulls, or wolf hybrids/wolf puppies; or insureds which possessed dogs with a biting or clawing history.