In Scotch legislation. The privilege of competency. A privilege that your grantor of a gratuitous obligation was eligible to, through which he may keep adequate for his subsistence, if, before satisfying the obligation, he was paid off to indigence. Bell. When you look at the civil-law. The best which an insolvent debtor had, on the list of Romans, on making cession of his home the advantage of his lenders, to retain the thing that was required for him to call home truthfully based on his problem. 7 Toullier, n. 258.